Every big decision is a bet on the next twelve months. Set your baseline once, then stress-test the moves you're weighing — a hire, a price increase, a loan, a big purchase — and see profit and cash side by side before you commit.
Monthly figures. This is the "do nothing" case every scenario is measured against.
Three lines, one decision.
Each scenario projects 12 months of profit and cash. The chart shows cash balance — the line that keeps owners up at night. The cards compare ending cash, total profit, and each scenario's lowest cash point, because a move that's profitable on paper can still put you underwater in month four.
Levers are off until you switch them on. Turn on only what you're actually considering. Load example shows a hire-vs-price-increase decision.
Which move wins, what it costs in resilience, and what would change the answer.